microsoft is going after google, launching a new campaign today urging customers to stop using google gmail over privacy concern. microsoft says google scans every word of user e-mails to taylor ads to users. google argues that advertising keeps services free. microsoft campaign includes tv and print and online ads. >> this time for valentine's day, california is a good place for restaurant romance. >> visa is pocketing the change as more reach for plastic. >> good morning. did you run up the big credit card deal over the holidays? visa is reporting a 25 percent profit jump last quarter. someone is charging. consumers did use credit and debit cards more often. visa shares are down and some announced downgrading the stock this morning. wells fargo lost its place at the most valuable bank ask now number two as chase shares rise recovering from the financial crisis. quiet open this morning so an extension of what we saw yesterday in the mark oats and jobless claims were down by 5,000, mostly holding steady compared to last week. we are lower across the board but not by much. the silicon